Providing a solid financing foundation through personal experience, unique loan products and huge financial savings.
Providing a solid financing foundation through personal experience, unique loan products and huge financial savings.
Your personal mortgage experts!
Most people find that mortgage financing is complicated and confusing. We help you buy your dream home by simplifying the mortgage financing process with personalized loan options that save you time and money.
Get started by using one of our FREE tools!
Providing a next level financing foundation:
- Having over 100 partner relationships with the top lenders in the country means we are able to shop for the most competitive rates for you- saving you time and money!
- Our significant experience in the industry coupled with our hands-on experience as real estate investors and owners leverage the ability to provide more informed advice for helping to reach personal real estate goals.
- With streamlined systems and personnel, we are able to provide a FAST loan process while also saving our clients thousands of dollars in lender junk fees!
We have many other loan officers licensed throughout the country who can assist with out of state purchases or refinances. Please reach out for any connections needed.
Contact UsWhy work with us?
We truly care about what is best for you! From pre-approval to closing, our goal is to provide you with the best service while saving you money. We provide a completely customized experience, and will find the right loan program and best terms for you.
The most important part of our success is our clients and real estate agents who trust us every day to educate and advocate for them in the mortgage process. We have multiple loan products, giving our clients more options, competitive rates, and low fees. We are passionate about providing great customer service.
Special Promotions to Help You Save
At our core, we want to help you win, now and in the long run. Owning a home builds wealth over time, but we also want to help you save right now. That’s why we offer exclusive promotions for those who serve, teach, lead, and hustle.
Check out these current offers:
Huge Savings Opportunities as our way of saying THANK YOU
Military & Veterans
No lender fees and your appraisal fee covered at closing.
First Responders & Educators
Same incentive—because your work makes a difference.
Rate Match Guarantee
Bring us your loan estimate. If we can’t beat the rate or match it with $500+ lower fees, we’ll send you a $100 gift card.
Let’s Race
We’ll close in 10 business days or less. Some conditions apply, reach out for full details.
HR Partner Packages
Manage a team? Offer your employees free consulting, reduced fees, and financial perks. Happy teams stay longer—and save more.
These offers change from time to time, so don’t wait—reach out today and ask what you qualify for!
Are you trying to figure out if renting or buying a home is better for you? Try using our Rent vs Buy Calculator to see what makes sense for you…
Our mortgage calculators are for demonstration purposes only and may not reflect actual numbers for your specific mortgage. Contact us and we will walk you through the best possible mortgage scenario for your specific needs!
Buying is cheaper than renting after
If you buy a house, after 3 years it will cost you $58 more per month and $5000 more in total than if you had rented.
But you will own in equity of your home with an appreciated value of .
If you buy a house, after 3 years you will have saved $58 per month and $5000 in total than if you had rented.
You will also own in equity of your home with an appreciated value of .
Buying will never be cheaper than renting
Home equity after
1 year
years
TOTAL COST
YEARS
Costs over
Monthly Cost (after )
Yearly Cost (after )
Total Cost (after )
Rent
Buy
Difference
$0
$0
$0
Rent
Buy
Difference
$3,019
$92,453
$89,434
Rent
Buy
Difference
$3,019
$92,453
$89,434
Estimated Costs
These costs are estimated based on the information under the advanced section. You may adjust these values to suit your particular situation in order to get a more accurate estimate.
Monthly mortgage payments
$
Homeowner's insurance
$
Private Mortgage Insurance
$
HOA dues
$
Property tax
$
Home repairs
$
Renovations
$
Closing costs
$
Yearly rent increase
%
Rental insurance
$
How We Calculate the Costs
Calculating the Cost of Renting
The cost of renting is relatively straightforward to calculate. It primarily includes your monthly rent payments and a few additional expenses:
- Monthly rent payments
- Security deposit (typically equal to one month's rent)
- Renters insurance (annual premium)
- Down payment
- Closing costs (typically 2-5% of the home's value)
- Monthly mortgage payments (principal and interest)
- Property taxes
- Homeowners insurance
- Private Mortgage Insurance (PMI) if applicable
- HOA fees (if applicable)
- Maintenance and repairs
- Home improvements and renovations
- Annual home appreciation rate: %
- Annual rent increase: %
- Renters insurance: $ per year
- Home maintenance and repairs: % of home value per year
- Home improvements and renovations: % of home value per year
- Selling costs when you sell the home: % of home value
Check out our other mortgage calculators
Access our top-rated mortgage calculators to expertly assess your financing options, compare various loan types, and make informed decisions for your home buying journey.
