Is a Bridge Loan Right for you?
A Bridge Loan is the perfect short-term solution for buyers who need fast financing while transitioning between properties. Whether you’re buying a new home before selling your current one, or seizing a time-sensitive real estate opportunity, bridge loans provide the temporary funds to “bridge the gap” without delaying your plans.
If timing is tight and equity is tied up, this loan lets you move quickly and confidently. It’s ideal for homeowners, real estate investors, or business owners who can’t afford to wait on traditional financing.
Benefits of Bridge Loans
Speed and flexibility are the top benefits of a Bridge Loan. Approvals are fast, funding is quick, and you can use the equity in your current property to secure your next move—without rushing to sell. This allows you to buy with confidence, negotiate better, and avoid contingent offers.
Bridge loans also reduce stress by giving you financial breathing room during transitions. Whether it’s residential or commercial, you get a short-term boost to move forward strategically—without being financially stuck in place.
Eligibility Requirements for Bridge Loans
To qualify, lenders will look at the equity in your current property, your credit score (usually 620+), and your ability to repay the loan—often through the sale of your existing home or another planned exit strategy.
Bridge loans typically require 20%–30% equity in your current property and a clear plan for repayment, usually within 6–12 months. At Foundation Lending Partners, we tailor bridge solutions that keep your momentum going while minimizing financial stress.
